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Fire&Special Perils Insurance

Fire (whether resulting from explosion or otherwise). The term fire is defined in insurance as actual ignition of something which should not be on fire. The cause must be accidental or fortuitous in origin. This definition excludes deliberate fire, chemical reaction and fire within its normal confines. It however, includes fire spreading from its normal place and direct effects of fire such as damage resulting from attempts to extinguish it by water, damages from smoke or by collapse of building  or loss/damage by weather, theft to property being taken to safety or while in the open thereafter, though within reasonable time.
 
The standard fire policy covers three basic risks; 
Fire (whether resulting from explosion  or otherwise)
Lightning
Explosion of boilers or gas used for domestic.
 
The policy ensures protection of fixed assets such as buildings and contents against physical loss or damage by fire.
 
Special Perils, for additional premiums, may be added to the standard fire policy.
They include:
  • Storm
  • Flood
  • Explosion 
  • Burst pipes and overflowing of water tanks etc.
  • Impact by vehicles
  • Malicious damage
  • Earthquake damage
  • Aircraft damage
  • Bush fire
  • Tornado & cyclone
  • Riot & Strike
 
CONSEQUENTIAL LOSS OR BUSINESS INTERRUPTION INSURANCE
 
This covers the financial loss to your company, resulting from reduction in earnings or increased cost of working following damage by an insured perils covered under Fire/Extraneous Perils Insurance.
 
HOUSEOWNER/ HOUSEHOLDERS COMPREHENSIVE INSURANCE:
 
This policy could be effected by the owner of the building i.e. Houseowner and/or tenants. It applies to both the building and the contents. It combines four different classes of insurance – fire/special perils, burglary/theft, public liability and personal accident.
 
The policy could be divided into five sections;
Building, covers Fire & Lighting, special perils
Contents, covers Fire, Burglary and Accidental damage
Additional expenses of alternative accommodation and loss of rent
Liability to the public
Personal Accident
 
 


 

About Cardiology

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

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We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
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About Cosmetic Dentistry

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classicaliterature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of "de Finibus Bonorum et Malorum" (The Extremes of Good and Evil) by Cicero, written in 45 BC.


We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
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About Neurology

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classicaliterature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of "de Finibus Bonorum et Malorum" (The Extremes of Good and Evil) by Cicero, written in 45 BC.


We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
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About Whiting

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classicaliterature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of "de Finibus Bonorum et Malorum" (The Extremes of Good and Evil) by Cicero, written in 45 BC.


We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
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About X-Ray

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classicaliterature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of "de Finibus Bonorum et Malorum" (The Extremes of Good and Evil) by Cicero, written in 45 BC.


We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
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About Crowns

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classicaliterature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of "de Finibus Bonorum et Malorum" (The Extremes of Good and Evil) by Cicero, written in 45 BC.


We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
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About Dental Implimants

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in

Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classicaliterature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of "de Finibus Bonorum et Malorum" (The Extremes of Good and Evil) by Cicero, written in 45 BC.


We are The Most Successfull in Cardiology Treatment and We Recover More Than 1000+ Patient

Contrary to popular belief, Lorem Ipsum is not simply random text. has roots in a piece of classical Latin literature from 45 BC making over 2000 years old. Richard McClintock,

Symtomps Treatment Price
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250
Lorem ipsum dolor sit amet Bioscopy $150 - $250